Navigating life as a consumer with disability (GS Paper 4, Ethics)
Context
- Every year, March 15 is celebrated as World Consumer Rights Day to create awareness about the rights of consumers.
- One section of consumers who might remain invisible in these celebrations or even in the discourse around consumer rights is consumers with disabilities.
Persons with disabilities
- Every single day, persons with disabilities face the struggle of seeking help for the most basic human activities, and the consequent loss of dignity, independence, and privacy.
- The pervasive inaccessibility that they encounter as consumers not only undermines their right to lead an independent life but also prevents them from equally participating in society as others.
The potential change-makers
- In India, persons with disabilities account for 5-8% of the population (World Bank, 2009).
- The issue highlights two major challenges for consumers with disabilities: the inaccessibility of goods and services and the inaccessibility of customer support options.
- Businesses could be a starting point. Businesses generally don’t perceive persons with disabilities as their target consumers.
- This is evidenced by their inaccessible offerings, which are typically designed for ‘mainstream’ consumers.
- Another entity capable of making a difference is the government. The gap in sensitisation among businesses can be abridged through effective policy measures.
- For example, FSSAI in October 2023 issued an advisory to all food business operators for incorporating QR codes containing product information on all food products.
- This simple yet effective step will allow people with visual impairment to ascertain crucial product information on their own.
- While transformative, this measure is limited to one type of product. The government could consider bringing comprehensive accessibility guidelines for all goods and services.
- India can build on the lessons from the initiatives in countries such as Australia, the U.S., and Canada and integrate similar strategies into its policies.
Legal reforms
- Persons with disabilities are also empowered by laws that safeguard their rights and interests as consumers.
- The primary legislation in this regard is the Rights of Persons with Disabilities Act (RPWDA), 2016, which grants a bouquet of rights including the rights to equality, accessibility, and reasonable accommodation.
- In particular, the Act includes provisions for universally designed consumer goods and accessible services.
- The Rules notified under the RPWDA also require all Information and Communications Technology (ICT) goods and services to be accessible in accordance with the BIS standards laid down by the government.
- In case of a violation of these rights, a consumer with disability can file a complaint with the Disability Commissions established under the Act. However, Disability Commissions only issue recommendatory directions. So, they often fail to provide effective redress.
- Another avenue is the Consumer Protection Act (CPA), 2019, which not only details various consumer rights but also empowers Consumer Commissions to impose penalties and award compensation against consumer complaints.
- Consumers with disabilities have successfully obtained such remedies in numerous cases brought before Consumer Commissions.
- Unlike the RPWDA, the CPA has strong enforcement and compliance mechanisms.
- However, it lacks any dedicated rights for consumers with disabilities contrary to the RPWDA, which may deter them from filing complaints with Consumer Commissions. Hence, it becomes imperative to align the CPA with the RPWDA.
Way forward
- In addition to these legal reforms, it is crucial to raise awareness about the existing rights and resources available to consumers with disabilities under the two chief legislations.
- While consumer awareness has been a key focus of the state, particularly with the launch of the flagship Jago Grahak Jago Campaign, consumers with disabilities have never received attention.
